Tuesday, July 31, 2007

Have a failed Sign up - What do I do?

From GPP Forum

Posted: Mon Jul 30, 2007 11:00 pm
Post subject: IMPORTANT: Have a failed Sign up - What do I do?
Poster: Neverland

Hello, you brave GPP fighters!

As many members might have noticed, quite some sign up cycles failed recently. This has to do with the heavy dDOS attacks from external onto our website.

While we are definitely working on that, we want to show you exactly what you can do.

If you have a problem signing someone up in GPP, because for example the form closes before you are done with the registration, or a connection failure occurs, then do not worry.

Relax, cool down. Everything will come out alright – one or the other way.

You have 2 possibilities and please apply them in this sequence here given to you:


Once you have made the e-bullion payment successfully and you have a payment ID, you can still do something.

A. When the Signup failed, BEFORE you immediately write an e-mail to the support, please do the following first:

1. Leave the sign up mask and go back to the original sign up page. Either click on sign up in the menue, or leave the website fully and then go back onto our Website, and then go on sign up. Makes no real difference.

2. Scroll to the bottom of the sign up page and then click on [paid], right behind “E-Bullion”

3. A new window opens up and you then enter the payment ID, and click on verify.

4. In very many cases the system then recognizes the payment ID and lets you then re-start the registration and then all is fine.

Actually very simple, isn´t it? I had a lot of cases where this worked out and my new members were happy that they were IN.


B. If however this didn´t work, which of course can also happen, THEN you will have to write an E-Mail to support@globalpensionplan.net

Don´t tell us long stories! We know this can happen and we are prepared to handle. BUT we need all the relevant data.

So here is how the e-mail should look like:


******************
To: support@globalpensionplan.net
From: your@email.com

Subject: Sign-Up Failed




Dear Stella,

Had a failed sign up cycle. Can you please help me on that.

Here are the data:

Transaction ID:
Name:
(of the person you wanted to sign up, NOT your name, of course)
Username:
Password:
Date of Birth:
E-Mail Address:
Referral Code
( = Username of the sponsor of that person, )

Thank you very much for your help.


********************


That is all!!! No more, no less. With these data we can then

1. Verify that the payment was received by us
2. Manually sign up the person for you.

And please – write this e-mail only once and please - be patient. We will work through every single e-mail, but it might take some time. And DO NOT then all of a sudden decide to sign up this person after you reported the cycle to us. This would then create even more confusion as you hopefully can imagine. Lets work together as a team with responsible team players.

Once the Sign up is done on our side, you will then receive an E-Mail that the membership has been created.

Should something had to be changed in regards to Username, as that one you gave us might already exist amongst our members, you will of course be informed about that change.

-.-.-.-.-.-.-.-.-.-.-.-.-

Please pass this above Information along in your downline. I am sure it will help many times to save us unnecessary extra work and extra nerves. It is in your interest and in the interest of the new member to try A before you jump onto B.

Hope this will help a little bit to keep the traffic low and also effective.

All the best,

neverland



Link from:
http://globalpensionplan.tk/board/index.php?topic=7.msg7#msg7

-------------------------------

Please Visit our site:
http://www.globalpensionplan.tk

Jul. 30/07. We are very near the summit!!!

GlobalPensionPlan Statistical


------------------------------------------
TIME-LINE FORECAST

Monday 30 July 2007, 0900 hours GMT

Member Count: 85,211
Members joining this week: 7,957

Members who joined last week: 0

We forecast the time to reach 100,000: Less than 4 weeks (Mid last week of August)

Available 'Compensation': €802,780,000

Available 'Loyalty Rewards': € 350,304,000
'Loyalty Rewards' earned/accrued this week: € 90,968,000

We thank TeamTHEMCO for preparing this forecast

---------------------------
Please Visit our site:
http://www.globalpensionplan.tk

Last News: e-bullion only as an accepted payment method

From: GlobalPensionPlan Forum.

Posted: Mon Jul 30, 2007 9:51 pm
Post subject: Only e-bullion accepted at the moment!

Stella has written this post

"Dear Members,

We have decided to drop Western Union, wire transfer and cheques and to stick to e-bullion only as an accepted payment method. The reason is simple, as only a few members use these alternative methods which, however, causes a great workload to sign up new members manually and slows us down.

Share these news with your team, please!

Thank you!"



-----------------------
Please Visit our site:
http://www.globalpensionplan.tk

Saturday, June 30, 2007

Brad Edwards Global Pension Plan Video

A short description about GlobalPensionPlan Program,
Thanks to Brad Edwards:




Additional comment of Brad Edwards:

"Hello everyone!

One of the things in the video may not make sense without the rest of the page, since I talk about a utility that I created called the "Global Pension Plan Loyalty Rewards Calculator".

To view the "Global Pension Plan Loyalty Rewards Calculator" please visit my Web Site:
www.TodaysPension.com

but PLEASE remember, if you are interested in joining, use the following URL:

www.GlobalPensionPlan.tk

30 June 2007 20:57"



Thanks Brad!!!

Please Visit our site for more information:
http://www.globalpensionplan.tk

Saturday, June 09, 2007

GlobalPensionPlan. Membership Payments, a comment

Payments Methods.

Stella's Forum post is encouraging everyone to follow the many different payment option instructions closely to make sure everything gets processed in a timely manner. Also note that payments for memberships sent by any other means that e-Bullion, will have to be processed manually, which could take a couple of weeks. Make sure you give Stella enough time to do these all by hand before bombarding her with nervous e-mails.

The only problem with the new payment options is that this presents a serious "Catch 22" to new members wishing to use these options because apparently a new member registering at GPP is presented with just e-Bullion as a payment option, and the only way to find out about the OTHER payment option details (cheque, wire transfer and Western Union) is to read the forum, which you cannot do unless you are already a member...hence the Catch 22.

If you are wishing to join GPP and would like to choose one of the OTHER payment options (not e-Bullion) let me know so that I can send you the details you will need in order to proceed. Please send me an email to: admin@globalpensionplan.tk

Payments Sumary:

Exists 4 ways to pay registraton on GlobalPensionPlan Program. Membership fee, 30 EUR. pay unique, only one-time

1.- Bank wire transfer:

- wires in EUR only
- minimum amount 1000EUR
- add 10EUR on top of every wire you send to us to cover the fees our bank deducts
- use the exact Reference,
in every wire, or else your wire will be delayed or even lost
-do not use any other reference or memo
- after you have sent the wire, please email to support@globalpensionplan.net the full details including the amount sent, the name of the origin account and the transaction number alongside with the new member info (username, password, name, email, referral code)

2.- Cheque:

- cheques in EUR only
- clearing cheque costs 1.5% or minimum EUR15. Please add the cost on the top of the payable amount
- after you have sent the cheque, please email to support@globalpensionplan.net the full details including the payable amount, the name of cheque book holder and the ordinary/cheque number alongside with the new member info (username, password, name, email, referral code)



3.- Western Union:

- add 1.5% or minimum 15EUR for the receival fees
- you need to pay for the actual Western Union fees
- after you have sent the payment, you need to send to support@globalpensionplan.net the exact details of the sender (name, address, phone, sent amount and MTCN - this is the number that WU will give you as a secret code) alongside with the new member info (username, password, name, email, referral code)


4.- E-bullion:

-Automatic process, transfer payments from you e-bullion account to GPP e-bullion account.


regards.-


-----------------------------
Please Visit our site:
http://www.globalpensionplan.tk

Tuesday, June 05, 2007

What is.... Endowment Policies Market (II)

Endowment Policies Market


APPMM: Association of Policy Market Makers. (UK)

The Association of Policy Market Makers (APMM) consists of member firms who buy and sell with-profits endowments and whole-of-life policies. Autorised and regulated by the Financial Services Autority, FSA, http://www.fsa.gov.uk/

The Association was founded in April 1992 to:

  • Promote awareness and understanding of the TEP market;
  • Ensure that the highest professional standards are maintained by members and that they adhere to the Association’s Practice Guidelines;
APMM and all its members are regulated under the Financial Services and Markets Act 2000 by the FSA. They all have well–established trading records and also carry Professional Indemnity Insurance.

Association members source and analyse appropriate policies, which are then offered for sale as investments. Apart from one auctioneer, the members are Market Makers – buying or selling on their own account or as agents for third parties on whose behalf they have authority to execise discretion.

Web site: http://www.apmm.org/about.asp


Why is there a Market? Who are the players?


Endowment Policies have traditionally been a very good long-term investment. However, only one third of all policies taken out reach maturity; policyholders cancel 30% in the first few years, 40% are surrendered or sold mid term, leaving 30% to reach maturity in their original ownership.

Policyholders who decide that they no longer want or can afford a policy have a number of options:

  • Selling to a third party by obtaining a quote from an APMM member
    (which will be available within 2 working days.)
    Or
  • Making the policy paid-up; these policies can also be sold through APMM members
    Or
  • Borrowing against the policy
    Or
  • Surrendering the policy to the originating Life Office

A Traded Endowment Policy (TEP) is an endowment policy purchased part way through its term from the original policyholder. It then becomes a pure investment in that no life cover is transferred to the new policyholder.

The market exists because investors believe that the Surrender Value offered by many Life Offices often does not represent the full value of a continuing contract.

Thus the Traded Endowment Market provides policyholders with an alternative to simply accepting the Surrender Value: selling the policy may achieve a better price than surrendering it. The TEP market also offers excellent investment opportunities.


Market Participants
There are two types of organisations to which policyholders can turn for help in disposing of with–profit endowment policies:
    Market Makers: are companies who provide the bridge between policyholders and investors. They undertake detailed administrative checks on the policy and policyholder before completing the purchase. Investors therefore have an assurance that the policies they purchase from Market Makers carry good title. Market Makers arrange and pay for the legal assignment of policies from policyholders and their subsequent sale to investors.

    Auctioneers: ‘Open outcry’ auctions are held by Foster & Cranfield weekly; these take place in London and a number of towns around the country. The auctioneer competes with Market Makers for policies to sell but, because of the nature of auctions and the buyers who attend them, the auctioneer can often sell policies that are not suitable for market making.

Summary of Selling Process

Policyholders wishing to dispose of a policy will either make direct contact with the APMM or Market Makers or the auction house directly, or use a financial adviser to do so on their behalf. Market Makers quote a price for buying the policy while the auction house recommends a reserve price to be set. When a policyholder has decided which route to follow and which offer to accept, contracts will be exchanged and the sale will proceed to completion.

Summary of Investment Process

Potential investors contact Market Makers either directly or through their financial adviser to discuss their requirements, such as how much they wish to invest over what period of time. Alternatively, they can contact the auction house to obtain information on forthcoming policy sales.

Market Agents

(Example).

APPMM members list:

- Foster & Cranfield (Auctioneers). http://www.foster-and-cranfield.co.uk/
- Surrenda-Link Ltd. http://www.surrendalink.co.uk/
-
Absolute Assigned Policies Ltd. http://www.aap.co.uk
-
PolicyPlus International Plc. http://www.policyplus.com/
-
1st Policy Company Limited. http://www.1stpolicy.co.uk/
-
Neville James Ltd. http://www.neville-james.co.uk/


___________________________
Please Visit our site:
http://www.globalpensionplan.tk

What is 'an Endowment Policy' ? (I)

Endowment Policy

From Wikipedia, the free encyclopedia. GPL License

Source: http://en.wikipedia.org/wiki/Endowment_policy


An endowment policy is a life assurance contract designed to pay a lump sum after a specified term or on earlier death (some polcies also include critical illness as condition of payout).

Policies are typically traditional with-profits or unit-linked (including those with unitised with-profits funds).

Endowments can be cashed in early - known as surrendered - and will then be paid the surrender value which is determined by the insurance company depending on how long the policy has been running and how much has been paid in to it. During adverse investment conditions, the encashment value or surrender value may be reduced by a 'Market Value Adjuster' to allow for the need to cash in units at a time when investment conditions are not ideal. This means that the investor would receive the surrender value less the market value adjuster.

Traditional With Profits Endowments

There is an amount guaranteed to be paid out called the sum assured and this can be increased on the basis of investment performance through the addtion of periodic (for example annual) bonuses. Regular bonuses (sometimes referrred to as reversionary bonuses) are guaranteed at maturity and a further non-guaranteed bonus may be paid at the end known as a terminal bonus

Unit-linked endowment

Unit-linked endowments are investments where the premium is invested in units of a unitised insurance fund. Units are encashed to cover the cost of the life assurance. Policyholders can often choose which funds their premiums are invested in and in what proportion. Unit prices are published on a regular basis and the encashment value of the policy is the current value of the units.

Full endowments

A full endowment is a with-profits endowment where the basic sum assured is equal to the death benefit at start of policy and, asuming growth the final payout woulb be much higher than the sum assured

Low cost endowment (LCE)

A low cost endowment is a combination of: an endowment where an estimated future growth rate will meet a target amount and a decreasing life insurance element to ensure that the target amount will be paid out as a minimum if death occurs (or a critical illness is dianosed if included).

THe main purpose of a low cost endowment has been for [[endowment mortgage]s to pay off interest only mortgage at maturity or earlier death in favour of full endowmnet with the required premium would be much higher.

Traded endowments

Traded endowment policies (TEPs) or second hand endowment policies (SHEPs)are traditional with-profits endowments that have been sold to a new owner part way through their term. The TEP market enables buyers (investors) to buy unwanted endowment policies for more than the surrender value offered by the insurance company. Investors will pay more than the surrender value because the policy has greater value if it is kept in force than if it is terminated early.

When a policy is sold, all beneficial rights on the policy are transferred to the new owner. The new owner takes on responsibility for future premium payments and collects the maturity value when the policy matures or the death benefit when the original life assured dies. Policyholders who sell their policies, no longer benefit from the life cover and should consider whether to take out alternative cover.

The TEP market deals exclusively with Traditional With Profits policies. The easiest way of determining whether an endowmwent policy is in this category is to check to see whether a it mentions units, indicating it is a Unitised With Profits or Unit Linked policy, if bonuses are in sterling and there is no mention of units then it is probably a traditional With Profits. The other types of policies - “Unit Linked” and “Unitised With Profits” have a performance factor which is dependent directly on current investment market conditions. These are not tradable as the guarantees on the policy are much lower and there is no gap between the surrender value and the market value.

UK Endowment policyholders who wish to sell their policies can access the market through the main trade body http://www.apmm.org.

Modified endowments (U.S.)

Modified endowments were created in the Technical Corrections Act of 1988 (H.R 4333, S. 2238) in response to single-premium life (endowments) being used as tax shelters. They are contracts with fewer than 7-level annual premiums, and are subject to more stringent tax regulations (tax code 7702, 7702A). They are also subject to IRA-like annuity rules (such as penalties for pre-death proceeds before age 59½). If a life insurance policy is changed and then fits the seven-pay rules, it may then be redefined as a modified endowment

______________________

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